Would $20,000 help you buy a home of your own?
/NeighborhoodLIFT is a national down payment assistance program administered by the Portland Housing Center that could make homeownership a reality for you.
NeighborhoodLIFT® program details*
Your income must be less than or equal to the maximum income limits defined by the program for your area to qualify.
For military service members, veterans, law enforcement officers, pre-K-12th grade teachers, firefighters and emergency medical technicians, the program provides $22,500.
The home you purchase must be your primary residence and located in Multnomah County.
You don’t have to repay the grant if you own and live in the home for five years. (1)
You need to be approved for a first mortgage by an approved lender. (2)
If you own your current home, it must be sold before closing.
You must complete eight hours of homebuyer education through an approved agency before your closing.
Visit the Portland Housing Center for more information on the program including:
Program requirements
Income requirements
Appointments to determine eligibility
First Responder, Teacher and Military benefit information
How to obtain homebuyer education
Contact us to learn more about the home buying process and how this program can help you!
* Must meet all program requirements.
1. The pro-rated balance must be repaid if you transfer the title, refinance, sell the property or the property is foreclosed on prior to the end of the five-year period. If you are active military and provide Official Permanent Change of Station transfer orders prior to the end of the five-year period, the balance will be fully forgiven.
2. The first mortgage can be financed by any Neighborhood LIFT program-approved lender.